Apex Law Associates · Jaipur
Legal Debt Recovery, DRT & SARFAESI Defense
Stop bank auction and physical possession under the SARFAESI Act. Defense before DRT Jaipur & Lucknow, Section 17 applications, and loan settlement negotiations.
Overview
If you or your business received a Section 13(2) demand notice, Section 13(4) possession notice, or an e-auction notice from a bank, NBFC, or financial institution, immediate legal defense is essential. We represent borrowers, guarantors, MSME owners, and property owners before the Debt Recovery Tribunal (DRT Jaipur and DRT Lucknow). We file Securitisation Applications (SA) under Section 17 to obtain urgent stay orders against coercive auctions and unlawful possession. In addition, we assist clients with One-Time Settlement (OTS) negotiations and represent creditors and debtors before NCLT in insolvency matters.
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Scope of Practice
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Track Record
Courtroom Experience & Case Handling
Procedural Guidance
Frequently Asked Questions
Can I stop a bank e-auction or property possession in Jaipur?
Yes. By filing a Securitisation Application (SA) under Section 17 of the SARFAESI Act before the Debt Recovery Tribunal (DRT Jaipur), you can challenge the bank's action. If the bank failed to follow statutory notice timelines, incorrect valuation, or procedural requirements, DRT can grant an immediate stay on the auction or possession.
What should I do upon receiving a Section 13(2) notice from the bank?
Under Section 13(3A) of the SARFAESI Act, you have a legal right to submit a detailed written objection within 60 days. The bank is legally required to examine your representation and send a reasoned reply within 15 days before taking further coercive action.
Does the firm assist with One-Time Settlement (OTS) with banks?
Yes. We help clients structure realistic OTS proposals based on RBI guidelines and negotiate directly with bank recovery committees to settle non-performing assets (NPAs) honorably and stop legal action.
Explore Services
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Talk to Our Advocates in Jaipur
Call our chambers at Mansarovar, Jaipur, or message on WhatsApp to discuss your case directly with our legal team.